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Home improvement financing available to homeowners
Plymouth homeowners making safety or energy-efficiency improvements to their homes may be eligible for financing from the Plymouth Housing and Redevelopment Authority.
The Home Rehabilitation Program offers a zero interest deferred loan up to $30,000 for low and moderate income households to maintain, repair and improve their homes in Plymouth.
Eligible improvements include repairs necessary to make a house a safer, more energy efficient place to live. This may include new roofing, siding, windows, electrical, plumbing, heating and insulation. Other repairs may also be eligible.
Priority is given to the following types of improvements:
- Health and safety hazards – This may include correcting or replacing faulty or inadequate plumbing, electric wiring, or malfunctioning/aged furnaces.
- Energy improvements – This may include installing insulation, storm windows, storm doors, weather-stripping and caulking.
Funding cannot be used for cosmetic remodeling, or to refinance any existing debt or previous rehabilitation work.
To be eligible, applicants must live in Plymouth and own their home. They must be current on mortgage payments, deed payments, property taxes, homeowners insurance and homeowners association dues, if applicable.
An applicant’s household income must not exceed the maximum income limit by household size. Income limits, which may change annually, are based on gross earnings and include all income, including wages, child support and alimony.For more information and to view income limits, visit plymouthmn.gov/housing.